Kunal heads the fixed income specialist team, as part of product management for Europe. Before joining Vanguard in 2017, Kunal spent two years at Wells Fargo focusing on credit strategies. Prior, he worked at Goldman Sachs where he was responsible for a broad set of active fixed income strategies for institutions and HNW clients. He began his investment career at Morgan Stanley. Kunal graduated with a B.A. in banking, finance, and management from Loughborough University. A CFA® charterholder, he also holds the CFA Institute Certificate in ESG Investing.